1: “Avoid Debt Like It’s a Swarm of Angry Bees”

Self-made millionaires have mastered the art of dodging debt. They treat it like a hot potato, except instead of passing it around, they throw it out the window! 🚫💳

*”If you want to build wealth,”* says Faron Daugs, a certified financial planner, *”you cannot waste money on paying interest on consumer credit, such as credit cards and even car loans.”* So next time you’re tempted to swipe that shiny plastic card, imagine it’s a venomous snake. 🐍

2: “Automate Savings Like a Robot with OCD”

Saver-Investors are like financial cyborgs. They consistently save 20% of their net pay, each paycheck. They’ve automated their savings so well that even their coffee machine is jealous. ☕💰

*”Automate the withdrawal,”* they say. *10% into retirement accounts, 10% into a separate savings account.* And once a month, they transfer their accumulated savings into an investment account. It’s like watching ants carry crumbs to their nest—except these ants are carrying dollar bills! 🐜💸

3: “Invest Consistently—Even If You’re Broke Like a Joke”

Saver-Investors don’t just save; they invest. Their money compounds over time like a snowball rolling down Everest. 🏔️❄️

At first, compound interest is like watching paint dry. But after a decade, it’s like watching fireworks explode! 💥💰 Their wealth grows to an average of **$3.3 million**—enough to buy a small island or at least rent a fancy yacht for the weekend.

4: “Dream Big, But Not Too Big (Unless You’re an Astronaut)”

Dreamers are the wild cards in this millionaire game. They chase dreams like dogs chasing squirrels—relentlessly! 🌟🐶

Starting their own business? Becoming rock stars? Writing bestselling novels? Dreamers love what they do, and their passion shows up in their bank accounts. But remember, if your dream involves launching rockets to Mars or building underwater cities, you might need Elon Musk’s budget. 🚀🌊

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